Tow Truck Insurance
If you operate a tow truck, you need insurance. Like other types of insurance, there are policies made especially for tow truck owners and operators. We'll help you get an online quote and find the tow truck insurance policy that's right for you.
In addition to the standard insurance coverage options like property and personal injury protection, Tow Truck insurance policies include several special coverage options unique to the towing industry:
- On-hook. Covers motor vehicles while being towed or transported by your vehicle and driver. Some insurance companies extend garage-keepers coverage to include vehicles in tow, while others keep it separate, for an additional premium of course. Be sure to read this section of your tow truck insurance policy closely.
- Garage Keepers. Covers customer vehicles while in your care, custody and control.
- Garage liability. Covers premises, operations, products and completed operations.
- Cargo coverage. Covers legal liability for goods and contents that are in your care, custody and control.
These are just some of the unique coverage options for the towing industry. If you are shopping for tow truck insurance, read these final tips before getting a quote:
- Use the Internet to compare tow truck insurance policies and request online insurance quotes. Often, costs for similar policies from different carriers will vary widely.
- Search for value, not the lowest price. Select an insurer with an excellent financial rating, who can be trusted to pay its claims, and who knows the ins and outs of tow truck insurance.
- The primary liability part of any tow truck insurance package will usually be the most expensive.
Ready to get a tow truck insurance quote?
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